Business Protection

The most successful businesses, the ones that operate smoothly and efficiently even during the most difficult times, are able to adapt to changes, even those changes are sudden, unexpected and unplanned. No matter what fate might throw their way, somehow they manage to adapt quickly and react accordingly. No matter what type of business you have, in order to achieve and maintain a continuing level of success, it needs to be able to do exactly the same.

One of the most important ways to do this is to make sure you have a suitable business protection insurance policy in place. It will provide peace of mind in the event of a number of issues occurring, such as the death, critical illness or incapacity of specific shareholders, key members of the team or sole traders. It can also include the ability to repay a business loan should the worst scenario unfold. As a business owner or manager, you’ll no doubt appreciate the reassurance that comes from knowing your company can be covered for these potentially disastrous outcomes.

Here at Scott Fyffe Wealth Management, we can offer your organisation a great range of business protection options, specifically designed for your individual needs, clearly explained, competitively priced and easy to set up. Whether your organisation is a sole trader, a limited company or a partnership, we can help you. One of the benefits of working with Scott Fyffe is the ability to include all the cover options you want and to leave out the ones you don’t. In short, a policy from us will be as flexible as you need it to be, and will bring tax advantages to the employer as well.

We are keen advocates of ethical investing, so if you’re looking to make sure your money is used in a more positive manner we can help. This can include initiatives supporting organic farming, fair trade manufacturing, human rights, health and safety, community interactions, renewable energy, clean water and a number of other socially responsible causes. And of course it can also mean avoiding controversial practices such as intensive agriculture, executive greed, worker exploitation, deforestation and more.

Business protection insurance has become an increasingly important safeguard for companies in all sectors of industry. The loss, either temporarily or permanently, of a partner, owner or shareholder can have a highly damaging effect on the smooth running of the business, in particular for those left behind to continue running operations. Taking out cover for such circumstances can make the difference between another successful year and twelve months of difficulty. As always, our team of specialists can talk you through all the options open to you, leaving you with a clear understanding of what can and can’t be achieved.

Scott Fyffe Wealth Management offer a comprehensive range of insurance products for the business sector, including group life and key person policies. More and more companies are discovering the benefits of working with us, and if you’re currently looking for a policy that ticks all the right boxes we’d like to hear from you. To find out more, call our team today on 01382 721 191. We hope you’ll be making that call soon.

Life Assurance plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse.