Shareholder protection

The business world can be a volatile, unpredictable entity, but there are a number of ways in which you can protect the future of your organisation. One of the most beneficial is a shareholder protection insurance policy, a form of cover that will allow the easy transference of shares from one shareholder to one or more others, thereby ensuring the smooth continuation of the company’s everyday existence.

Over the years, far too many successful enterprises have been forced to slow their operations down after the death of a shareholder. With the right insurance in place, the other shareholders will be able to buy up their colleague’s equity quickly and efficiently, with minimum disruption to the company. For any business that relies on its shareholders for their direction and their equity, the prospect of shares passing onto a family member with little or no interest in the business can make the immediate future very concerning. Needless to say, those shares could then also be sold on to a third party.

If your company relies on the continuing input of influential shareholders, you should seriously consider a relevant policy. Here at Scott Fyffe Wealth Management, we can provide you with the most suitable cover for your particular situation, thanks to a policy that is as unique as your organisation. Many of our policies protect only against the death of a key individual, but if you want critical illness covered as well that won’t be a problem. Our team will be only too happy to discuss every aspect of your specific needs, and to explain the lucrative tax benefits that come from offering such a scheme.

And if your organisation is keen to encourage ethical investment initiatives, we can help with that as well. Financial services and products that reflect your moral compass can include strategies aimed at reducing pollution, improving human rights, supporting socially responsible governance, increasing customer protection, building communities and so much more are available through Scott Fyffe Wealth Management. We’re proud of our commitment to a more positive approach to investments, so if you’d like to find out more please ask.

The cost of the overall policy will depend on a number of variables, including the age, health and lifestyle of named individuals. Finding the right policy for your needs can take time, but the team at Scott Fyffe Wealth Management can take all the stress away from the process. With several options available from insurers, it makes sense to use specialist help to guide you along the way. We offer a range of business protection insurance options, and shareholder protection is just one of them. As always, if you have any questions all you need to do is ask.

With so many possible business disruptions that could take place, it makes sense to cover yourself as effectively as possible. With shareholder protection insurance, your company can make sure shares remain within the organisation should an important shareholder pass away. Maintaining a smooth operation after the loss of a key individual is key to the future success of the business.

To find out more about this and other types of business insurance, all you need to do is call Scott Fyffe Wealth Management on 01382 721 191 in the coming days. We hope to hear from you soon.

Life Assurance plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse.