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FAQs

Every investor, from the outright beginner to the highly experienced, will have questions at some point about their investments. It can be a somewhat daunting subject for some, but the team at Scott Fyffe Wealth Management offer a friendly approach that will help to clear the clouds of uncertainty. There is no such thing as a bad question, so we would love to hear about whatever doubts you might have. We have established a reputation for transparent honesty with our clients, so if there is anything you would like to ask us just call 01382 721 191 for a friendly, no obligation chat.

*The value of investments and the income they produce can fall as well as rise, you may get back less than you invested.

In the world of investments, ESG stands for Environmental, Social and Governance. These are criteria for a more ethical approach to investing, and therefore represent an opportunity for the investor to use their money to improve the world around us. Environmental aspects can include our relationship with the planet, social can refer to the way companies interact with communities, clients, customers and employees, while governance is in relation to the way a company is run, and can include matters such as executive pay, diversity and tax transparency.

The short answer to this is no. As long as you are fulfilling your obligations with your current provider, switching to Scott Fyffe Wealth Management is very easy. As always, we can advice you from the start of the process to the end, offering clear guidance at all times. Our team is friendly, approachable and extremely knowledgeable, so if you’d like to find out more please use the online form on our Contact page. We hope to be hearing from you very soon.

Investment do carry risk and it gives a false representation to suggest many investment are relatively safe.  There are also a number of initiatives which will perhaps provide greater rewards but will carry more in the way of risk. Your portfolio can be tailored to suit your approach to the potential for growth as well as the possibility of risk. As always, the team at Scott Fyffe will explain clearly all the plus and minus points of your preferred approach, and if you have any questions feel free to ask at any time.

Ultimately, the choice of investment vehicles for your portfolio will clearly reflect your personal moral compass. These can include the likes of organic farming, renewable energy, social responsibility, sustainable forestry, effective water management, better community relations and improved human rights. Our team will talk you through the various options that are open to you and your money, making sure the final portfolio matches your principles. With more and more investors looking to make their money work for a better world, global ethical investment opportunities are on the increase.

Without doubt you can. Ethical investment is as much about where not to invest these days. If you feel strongly about certain issues, we can make sure your bespoke portfolio avoids those you don’t agree with. These could include companies engaged in tobacco manufacture, gambling, pornography and those that do little to foster good relations with local communities. Those that pollute, those that help controversial governments and those that continue to treat their employees badly will also be ignored. As always, feel free to talk with our team about the issues that are closest to your heart.

Yes, of course we are. The world of investments, and especially ethical investments, is constantly changing, and regular reviews of every portfolio is recommended. For our existing clients, we keep a close eye on portfolios at all times, and will often look to make changes should they be deemed necessary. Needless to say, we keep our clients informed before any alterations, and will also be happy to discuss changes in their ethical principles should a change in strategy be required. To find out more about the Scott Fyffe approach to investments, just call 01382 721 191 and have a chat with the team.

Yes, it’s extremely easy. We understand that it isn’t always easy to commit to regular monthly payments, and of course we realise that some people look to invest more when they have sufficient funds. Whether you want to increase or reduce your payments, or even to stop them altogether, all you have to do is tell us. If you’re not sure about the direction you want to take, feel free to get in touch with us to discuss your options. We’re always open, friendly and honest with our clients, and we’d be delighted to offer all the advice and guidance you’re likely to need

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