Income Protection

It’s not easy these days to make sure you and your family are provided for, both for now and into the future, especially when there are so many times when an unforeseen circumstance does its best to disrupt things. None of us know what tomorrow may hold, of course, but it’s possible to at least protect yourself against worst case scenarios. Knowing that you’ve done all you can for you and for those around you can go a long way towards achieving the peace of mind we all strive for.

One of the most important things to protect is your income, of course. No matter where you work, what you do for a living or how much you earn, the sudden and unexpected loss or reduction in your incoming salary can have an immediate negative effect on the way you live your life. It’s a sad yet inevitable fact that far too many people have found themselves to be underprepared when something as unexpected as this comes along.

Income protection insurance will be there to help you should the worst happen. If you become too ill to work for a period of time, a policy will pay a proportion of the wage that you’re losing, giving you an opportunity to focus on getting better without the stress that money troubles can bring. Knowing you can concentrate on your recovery at such a crucial time can make a huge difference, and will bring comfort and reassurance to both you and your loved ones.

Here at Scott Fyffe Wealth Management, we have a comprehensive range of insurance products designed to match your requirements perfectly. We can talk you through the options that best suit you, explaining clearly and concisely the plus and minus points of each of them. It’s not always easy to know the level of cover you might need, but with our help you can have access to all the facts right from the start.

We’re strong supporters of ethical investing, so if you’re keen to investigate policies from some of the more responsible insurers we’d be more than happy to do so. This could mean your money goes to help the environment or local communities in a number of positive ways. It can be reassuring to know you can do something for the world around us without having to compromise on the quality of cover that you’re buying.

The team at Scott Fyffe Wealth Management have the experience and knowledge to find policies that match your requirements, your budget and your moral compass. If you’re worried that a sudden loss of income through illness or injury could have a detrimental effect on the family finances, it’s easy to allay those fears. All you have to do is call our team on 01382 721 191 for a friendly, no obligation chat, or just use the form on our Contact page. We’re looking forward to hearing from you.

“Protection plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse.” Benefits may be reduced if you receive other regular income, such as salary or other benefits.